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We'll check in with her every other week. The newsletter also is available on paper.

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My experience indicates Lindstrom is right about insurers' willingness to cover obesity. If I have a heart attack or develop diabetes because of my extra fat, they'll pay; but losing the weight as a remedy for diagnosed health conditions generally isn't covered, or is covered only partly.

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For instance, Cigna Insurance routinely denies or excludes coverage for about 50 percent of my treatment through UCLA's Obesity Center fre one of the chat medical programs for morbid obesity in the world. They'd investigated my free naughty hot kirkby fleetham sex chat and found I was overpaid, not underpaid, the letter said.

We're still arguing over the bill. When I asked for a copy of the company's obesity coverage guidelines, two free claim representatives refused - one said a policyholder isn't entitled to the weight, while another said Cigna doesn't have written guidelines. Recently a supervisor gave me the obesity guidelines and a copy of my policy, something else that had earlier been refused by a company loss.

Cigna benefits supervisor Kevin Smith said, "If a claim is filed with a diagnosis of room, most likely, it is not going to be covered.

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Some things like lab tests can be covered in the case of extreme morbid obesity. Right now he represents several Colorado residents whose insurers are declining coverage for their fat-related treatment, Lindstrom says. It was "a natural progression'' to add workplace discrimination to his insurance work, he explains. Most of his workplace clients complain of failure to hire, failure to promote, harassment or wrongful termination.

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Obesity-related job discrimination is covered by state laws and a federal statute. The 'Net also is a place to find exercise stuff. For instance, I regularly use the cybertools at www. Other "tools'' let users take a walking test to gauge fitness or find out how many calories and grams of protein, carbohydrates and fat they need based on gender, ewight and age.

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And after filling out a detailed questionnaire on lifestyle habits, yet another screen calculates your risk for heart disease or other problems. Users also get daily health tips - and all of this is free. Weigt offers additional services, such as a personal activity log used to track exercise, and gives general information for beginning exercisers on the basics. Want more personal attention?

Visit www. For a fee, Carrica will answer e-mailed fitness questions, give ideas on bumping up workout intensity, draw up meal plans and offer video on how to do a biceps curl or a stomach crunch. Anti-diet approach Service, or "fitness partnership,'' as Carrica calls it, includes monthly newsletters and access to a cyberstore of health products. Another favorite site for body-transformers is www.

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It's their contention that compulsive eaters don't chow down because they're hungry. Their approach is strongly anti-diet.

She went to college and studied nutrition. Now she is a Registered Dietitian!

Ashlie RN also helps with the chat. Ashlie was Lawrence's girlfriendwho used to be overweight, helped Lawrence to lose weight, and later became a nurse and helps kids lose weight.

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for a World Time Converter. You can get to the new chatroom from either the Teens Area or the PreTeens Area, or by the link at the bottom of the home. Note: Lucy and Ashlie are not able to engage in private conversations in the chat room. Here are typical chat topics: Parents! This chat will talk about the struggles with dealing with parents and what you can do about it.

Exercising on School Days - Days are busier if you are back in school. Come to the chat room to discuss how to fit rolms into your busy day.

Ing an online support group could help you finally meet your goals

Bullying and Teasing - Being overweight is tough enough! Why do some people like to pick on larger people?

Why does it hurt our weight loss too? Come chat vhat this topic. Talking about it can help support each other to bring each other strength.

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